Lexington Law Reivew #1
"Less than four months ago I was “handicapped” by a bad credit history. My credit report contained charge offs, collections, late payments, a repossession and other nasty items.

My credit score was so miserable (501) that I was practically laughed out of every bank I visited for a loan. I felt desperate, angry, and worthless....Read More

Lexington Law Review #2
"I went through some hard financial times a few years ago. I lost my job and I could not pay my car payment or any of my credit card payments. Despite arrangements I made to the contrary, my creditors sent the accounts to collection agencies.

By the time I got a new job and was able to pay my bills, the damage was already done. I was devastated. All of my credit card accounts that I was previously able to pay on time were now charged-off and sent to collection agencies without my knowledge. My largest credit card account was even converted to a court judgment and reported several times on my credit reports. I did not know what to do....Read More

Lexington Law Review #3
"I just want to share with you my story about how my credit situation. If you are someone struggling with bad credit, then I was walking in your exact same shoes...

And today - if you look behind me - this is the house that I bought.

So, obviously my credit situation has changed. Basically, while I was in college I ran up my credit cards and acquired a lot of unmanageable debt which destroyed my credit rating....Read More